Effective Date: August 27, 2026
These Terms of Use (“Terms”) govern your access to and use of SeniorBenefitsCheck.com (“Senior Benefits Check,” the “Website”), which is owned and operated by Forge Point Analytics LLC (“Forge Point,” “we,” “our,” or “us”).
By accessing or using this Website, submitting information through the Website, or using any related questionnaire or service, you agree to these Terms. If you do not agree to these Terms, please do not use the Website.
About Senior Benefits Check
Senior Benefits Check is a consumer insurance information and lead-generation website operated by Forge Point Analytics LLC.
Senior Benefits Check is not an insurance carrier and does not underwrite, issue, approve, or guarantee insurance policies.
The Website is designed to help consumers obtain information about insurance products and connect with licensed insurance agents, insurance agencies, insurance carriers, or other insurance-related businesses that may be able to assist with their insurance needs.
Forge Point may receive compensation in connection with the sale, transfer, distribution, or referral of insurance inquiries.
No Guarantee of Coverage
Information provided through Senior Benefits Check is for general informational and marketing purposes only.
We do not guarantee:
- Insurance eligibility
- Approval for coverage
- Availability of any specific insurance product
- Any particular premium or rate
- Any specific benefit amount
- Any specific insurance carrier
- Any particular underwriting outcome
- That an insurance professional will be able to offer coverage
Insurance products, rates, underwriting requirements, benefits, and availability vary based on factors including state, age, health, carrier guidelines, and individual circumstances.
Any insurance offer or policy must be provided by a licensed insurance professional or insurance carrier.
Insurance Information Is Not Professional Advice
Content on SeniorBenefitsCheck.com does not constitute legal, financial, tax, medical, or insurance advice.
Any insurance-related information provided through the Website is general in nature and should not be relied upon as a substitute for guidance from a licensed insurance professional.
You are responsible for evaluating any insurance product or recommendation before making a purchase decision.
Lead Generation and Information Sharing
Senior Benefits Check operates as a marketing and lead-generation service.
When you submit information through the Website or a related questionnaire, Forge Point may use that information to connect you with insurance-related businesses or professionals.
Your information may be shared, transferred, distributed, or sold to:
- Licensed insurance agents
- Licensed insurance agencies
- Insurance carriers
- Insurance marketing organizations
- Insurance-related businesses
- Lead buyers
- Other businesses involved in insurance marketing, distribution, or consumer assistance
These parties may contact you regarding insurance products or services relevant to your request.
Use of your personal information is also governed by our Privacy Policy and any disclosures presented at the point where you submit your information.
Related Websites and Services
Senior Benefits Check may use websites, technology platforms, questionnaires, or lead-routing systems owned or operated by Forge Point Analytics LLC, including ForgePointExchange.com.
If you click a link or button on SeniorBenefitsCheck.com and are directed to another Forge Point-operated website or questionnaire, your use of that service may also be governed by additional terms, privacy notices, or consent disclosures shown on that website.
Communications
If you submit a request for insurance information, Forge Point and insurance professionals or agencies receiving your inquiry may contact you regarding that request, subject to applicable law and the consent disclosures presented when you provide your information.
Depending on the consent you provide, communications may include:
- Telephone calls
- SMS or text messages
- Other electronic communications
Where permitted by law and supported by the consent you provide, communications may involve automated technologies or prerecorded messages.
Consent to receive marketing communications is not a condition of purchasing any product or service.
You may request that a contacting party stop contacting you at any time.
Accuracy of Information You Provide
You agree to provide information that is accurate and truthful to the best of your knowledge.
You may not knowingly submit:
- False information
- Fraudulent information
- Information belonging to another person without authorization
- Invalid or fabricated contact information
- Information for unlawful or abusive purposes
Submitting false or unauthorized information may result in restriction or termination of access to the Website.
Acceptable Use
You agree not to use SeniorBenefitsCheck.com in any way that:
- Violates applicable law
- Attempts to gain unauthorized access to the Website or its systems
- Interferes with Website functionality
- Introduces malware, viruses, or harmful code
- Scrapes or collects Website content or user information without authorization
- Attempts to reverse engineer Website technology
- Submits automated, fraudulent, or excessive requests
- Uses the Website to impersonate another individual or organization
- Uses Website content for misleading, unlawful, or fraudulent purposes
We reserve the right to restrict access to the Website if we believe these Terms have been violated.
Intellectual Property
Unless otherwise stated, the content and materials available through SeniorBenefitsCheck.com are owned by or licensed to Forge Point Analytics LLC.
This may include:
- Website design
- Logos
- Text
- Graphics
- Images
- Forms
- Questionnaires
- Software
- Branding
- Data organization
- Original written content
You may use the Website for your personal, non-commercial purposes.
You may not reproduce, distribute, modify, republish, sell, license, or commercially exploit Website content without prior written permission from Forge Point Analytics LLC, except as permitted by law.
Third-Party Websites and Services
The Website may contain links to websites or services operated by third parties.
Forge Point does not control and is not responsible for third-party websites, products, services, content, privacy practices, or terms.
A link to a third-party website does not necessarily constitute an endorsement.
You should review the terms and privacy practices of third-party websites before using them or providing personal information.
Advertising and Marketing
Senior Benefits Check may display or facilitate advertising, marketing content, insurance offers, or links to insurance-related services.
The presence of advertising or an insurance-related offer does not guarantee the quality, availability, suitability, or approval of any product or service.
Any insurance transaction is ultimately between you and the insurance professional, agency, or carrier involved in that transaction.
Website Availability
We may modify, suspend, restrict, or discontinue all or part of SeniorBenefitsCheck.com at any time.
We do not guarantee that the Website will always be available, uninterrupted, error-free, or free from technical problems.
We may perform maintenance, updates, or changes without prior notice.
Disclaimer of Warranties
To the fullest extent permitted by law, SeniorBenefitsCheck.com and related services are provided on an “as is” and “as available” basis.
Forge Point Analytics LLC makes no warranties, express or implied, regarding:
- Website availability
- Website accuracy
- Completeness of information
- Suitability of insurance products
- Insurance approval
- Insurance pricing
- Results from using the Website
- Actions of third-party insurance professionals or businesses
To the fullest extent permitted by law, we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the fullest extent permitted by applicable law, Forge Point Analytics LLC, Senior Benefits Check, and their owners, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of the Website.
We are not responsible for the actions, omissions, representations, products, services, or conduct of independent insurance agents, insurance agencies, insurance carriers, lead buyers, or other third parties.
Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is prohibited by law.
Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless Forge Point Analytics LLC, Senior Benefits Check, and their owners, employees, contractors, affiliates, and service providers from claims, losses, liabilities, damages, costs, or expenses arising from:
- Your misuse of the Website
- Your violation of these Terms
- Your violation of applicable law
- Fraudulent or unauthorized information submitted by you
Privacy
Your use of Senior Benefits Check is also subject to our Privacy Policy.
The Privacy Policy explains how Forge Point collects, uses, shares, transfers, and may sell personal information obtained through the Website.
Changes to These Terms
We may update these Terms from time to time.
When changes are made, the revised Terms will be posted on this page with an updated effective date.
Your continued use of SeniorBenefitsCheck.com after revised Terms are posted constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where applicable federal law or another jurisdiction’s mandatory consumer protection law applies.
Any dispute arising from these Terms or use of the Website will be handled in accordance with applicable law.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect.
Entire Agreement
These Terms, together with our Privacy Policy and any additional disclosures presented through the Website, constitute the agreement governing your use of SeniorBenefitsCheck.com.
Contact Information
If you have questions about these Terms, contact:
Senior Benefits Check
Owned and operated by Forge Point Analytics LLC
Phone: (866) 331-6582
Email: info@seniorbenefitscheck.com
Mailing Address:
6135 East slate Street, Inverness, Florida